Anyone who has any interaction with the American health care system knows its broken.
Or at least they should. Maybe I have a different perspective, because I am a licensed insurance agent, but I don’t deal with the mess that is health insurance. (I sell auto, home, and life insurance. Health insurance, I give thanks every day, is outside of my portfolio of contracts to sell and service. Hallelujah.)
Whenever I do deal with my own health insurance–which is often hailed as one of the better plans, both by my company, my competitors, and the drones who service my claims–I am always amazed at the army of intermediaries that are deployed to rebuff my questions, explain why my coverage does not extend as far as I thought, and calculate and decipher my billing amongst the various medical personnel I have the gall to go an see.
My doctors employ vairous people who spend up to all of their time calling and negotiating with this army of insurance trolls, and when I think of all the salaries and manhours spent on this battle to determine what is and isnt covered by insurance, I see an easy correlation.
If all of these jobs were wrapped up into a tidy little ball and punted into the ocean, and all of the salaries were no longer drains on the doctors and insurance companies, I bet there would be enough money left to cover everything.
If you have a runny nose or a broken leg, its covered. If you have a mysterious rash or non-Hodgkins lymphoma, it’s covered. If you have any ailment, and you want to see any medical practitioner fr any reason whatsoever, it’s covered.
Where would we get the money to pay for all of this? Fire the damn trolls. They are using resources that could be going into actual medical care.
Anytime I speak to anyone who has a job in the medical field, and they are not directly involved in treating a patient, I secretly spit on them and their entire position in life. The ‘medical billing specialists’ are the weight that is dragging our country into a depression.